Heritage Finance Forms Online Forms
To apply for a loan online you must fill out the Loan Application Form and Work History Form completely! Please read the notices below before starting you loan application. Please feel free to contact us if you have any questions.
NOTICE REGARDING EQUAL CREDIT OPPORTUNITY ACT
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex marital status, age (provided that the applicant has the capability to enter into a binding contract): because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning isthe Federal Trade Commission, 633 Indiana Avenue, N.W., Washington, D.C . 20580
LOAN APPLICATION DECLARATION
The loan applicant(s) whose signature(s) appear above, having this ‘Loan Application’ to Heritage Finance Co. Inc. do hereby certify the following statements to be true and correct: the loan issought on the basis of the credit worthiness of the undersigned applicant(s) and not in behalf of any other person; the collateral as described in the ‘Loan Application’ is the separate property of the undersigned person(s), except as other wise stated in the Security Agreement, and said collateral is not owned jointly with any other person. We hereby authorize the person to whom this application is made, orany credit bureau or investigative agency employed by such person, to investigate the references herein listed or statements or other data obtained from us or from any other person pertaining to our credit financial responsibility. We have read the Notice Regarding Equal Credit Opportunity Act as shown above. All loans are subject to our normal Credit Policies.